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Financing

Ride Now. Pay Later.

Thanks to our financing offer, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike as well as cycling apparel and equipment today! We offer a 12-month "same as cash" financing plan, allowing you to ride now and pay later, without affecting your credit score. No interest is charged if you complete your payment within the allotted time.

Applying online is quick, convenient, and secure.  You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number.  As soon as you’re approved, you can start enjoying all of the benefits of financing.




How It Works

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! 

1) Fill out this quick online credit application.

2) Visit us! Please bring a valid ID, credit card, your social security number, and your approved application. 

3) Let us help you find your dream bike.

4) Pay off your bike in affordable monthly payments. 


Your Financing Option

  • 12-month "same as cash" for any bike or trainer purchase ($450 minimum)
*At no time will the minimum payment due be less than $30.00. Interest will be charged to your account (at the standard, variable 28.74% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.

Your Financing Benefits

  • Low minimum monthly payments
  • No annual cardholder fee
  • 24-hour online account access
  • Paperless billing available

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.